Our investment approach

Our investment process and philosophy are as follows:

1

Fact find

2

Risk profile assessment

3

Analyse existing holdings

4

Fund research

5

Recommendations

We always aim to invest in line with your preferences and risk profile; we chose the right mix of assets, invested in line with the level of volatility you are prepared to accept.

We will also take into account your ability to withstand losses, as this may be somewhat different to your risk preferences.

We use portfolios which have broad diversification at all levels to match your risk tolerance. We also use both active and passive funds, often blended, but occasionally either fully active or passive.

We always look to provide consistency in line with expectations, rather than try to identify the next “big thing”. Chasing returns rarely results in success or consistency. We also are strong advocates of keeping money invested over the long term, rather than dipping in and out. Trying to beat any downturns (timing the market) will result in investors missing the greater part of any upturn/recovery.

What our clients say

“We find this relationship to work admirably for us. David is the expert in a field in which we could never hope to be so proficient. We have every intention of maintaining this relationship long into the future.”

Carole and Roger

Clients since 2003

“David’s financial planning advice and knowledge is excellent, and he talks to me in terms I can understand, not financial jargon! I don’t have to look too closely at what is happening, as I know David will be doing that.”

Alison

A client since 2004

See what our clients say

Get in touch

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